Author: Eddie King

Avoiding financial default for SMEs
By: Eddie King Preventing default is vital for small and medium-sized enterprises (SMEs) that aim to maintain a healthy financial status and sustain long-term growth. The following are a few strategic approaches businesses can adopt to avoid financial distress: Business…

Strategies to Prevent Default for Individuals
By: Eddie King Preventing financial default is essential for maintaining long-term financial stability. Several strategies, such as budgeting, debt management and maintaining an emergency fund, can help individuals manage their finances effectively. Effective budgeting forms the foundation of good…

Opinion: Early Signs of Financial Trouble
By: Eddie King Early signs of financial trouble often go unnoticed until they escalate into more severe issues. Recognising these signs can help individuals and small businesses take proactive steps to mitigate financial distress and avoid potential defaults. One…

Opinion: How to Control the Urge to Splurge
By: Eddie King What gives you the urge to splurge? Facing spending habits can be uncomfortable, but it may be the only way to get financial control and avoid the debt trap. Understanding our spending behaviours is essential for achieving…

Boost your credit score understanding
By: Eddie King Imagine John, a 35-year-old professional. In his 20s, he juggled multiple credit cards, often reaching their limits and only managing minimum payments. By 30, he faced mounting interest, a declining credit score, and challenges securing a car…